Overview

Banking, finance and capital markets is one of the firm’s core transactional practices. We advise Greek systemic banks, international lenders, corporate borrowers, investors, sponsors and regulated financial institutions on financing transactions, capital raising, financial restructurings and regulatory matters involving Greek law.

Our lawyers have acted through successive phases of the Greek financial market, including bank expansion, the financial crisis, recapitalisations, NPL transactions, restructurings and the return of domestic and international financing activity. This experience gives us a practical understanding of how financing structures perform under pressure, from origination and closing through amendment, enforcement, refinancing or restructuring.

We advise on bilateral and syndicated lending, acquisition finance, project and asset finance, real estate finance, structured lending, securitisations, receivables financing, derivatives and hedging arrangements. We also advise on security packages, guarantees, intercreditor arrangements and perfection requirements over Greek assets.

Our capital markets work includes debt and equity transactions by Greek issuers, corporate bond programmes, private placements, Athens Stock Exchange matters, secondary offerings and ongoing listed-company obligations. We advise issuers, arrangers, underwriters, shareholders and investors on Greek-law requirements relating to capital raising, disclosure, governance and market conduct.

Financial services regulation is an important part of the practice. We advise banks, payment and e-money institutions, investment firms, fintechs and other regulated businesses on licensing, governance, prudential requirements, conduct rules, AML, sanctions, outsourcing, payment services, investment services and supervisory engagement with the Bank of Greece, the Hellenic Capital Market Commission and, where relevant, the European Central Bank.

Clients instruct us where financing, regulatory analysis and execution discipline need to work together: bank lending, securitisations, recapitalisations, acquisition and project financings, capital markets transactions, refinancing processes and financial-sector consolidation. Our focus is on helping clients reach a fundable, enforceable and commercially workable outcome under Greek law.